For information about the API endpoints, please refer to the Integration Manual.
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 247 248 249 250 251 252 253 254 255 256 257 258 259 260 261 262 263 264 265 266 267 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 304 305 306 307 308 309 310 311 312 313 314 315 316 317 318 319 320 321 322 323 324 325 326 327 328 329 330 331 332 333 334 335 336 337 338 339 340 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 358 359 360 361 362 363 364 365 366 367 368 369 370 371 372 373 374 375 376 377 378 379 380 381 382 383 384 385 386 387 388 389 390 391 392 393 394 395 396 397 398 399 400 401 402 403 404 405 406 407 408 409 410 411 412 413 414 415 416 417 418 419 420 421 422 423 424 425 426 427 428 429 430 431 432 433 434 435 436 437 438 439 440 441 442 443 444 445 446 447 448 449 450 451 452 453 454 455 456 457 458 459 460 461 462 463 464 465 466 467 468 469 470 471 472 473 474 475 476 477 478 479 480 481 482 483 484 485 486 487 488 489 490 491 492 493 494 495 496 497 498 499 500 501 502 503 504 505 506 507 508 509 510 511 512 513 514 515 516 517 518 519 520 521 522 523 524 525 526 527 528 529 530 531 532 533 534 535 536 537 538 539 540 541 542 543 544 545 546 547 548 549 550 551 552 553 554 555 556 557 558 559 560 561 562 563 564 565 566 567 568 569 570 571 572 573 574 575 576 577 578 579 580 581 582 583 584 585 586 587 588 589 590 591 592 593 594 595 596 597 598 599 600 601 602 603 604 605 606 607 608 609 610 611 612 613 614 615 616 617 618 619 620 621 622 623 624 625 626 627 628 629 630 631 632 633 634 635 636 637 | < xs:schema xmlns:mpi-common = "http://mpi.netcetera.com/common" xmlns:mpi = "http://mpi.netcetera.com" xmlns:xs = "http://www.w3.org/2001/XMLSchema" elementFormDefault = "unqualified" attributeFormDefault = "unqualified" targetNamespace = "http://mpi.netcetera.com" > < xs:import schemaLocation = "ThreeDSecure.xsd" /> < xs:annotation > < xs:documentation > <![CDATA[ MPI API Naming convention: * All names of element with complex type are starting with an upper case letter (in line with 3-D Secure protocol messages) * All names of element with simple type are starting with a lower case letter (in line with 3-D Secure protocol messages) * All attribute names start with a lower case letter (in line with 3-D Secure protocol messages) * Elements containing 3-D Secure protocol messages are pre-fixed with "ThreeDSecure" and post-fixed with the message they contain. (e.g. ThreeDSecurePAReq for a PAReq message) * Elements passed between the Merchant and the ACS via the cardholder browser use names as specified by the 3-D Secure protocol documentation. (PaRes, PaReq) ]]> </ xs:documentation > </ xs:annotation > < xs:element name = "PaReqCreationRequest" > < xs:annotation > < xs:documentation > <![CDATA[ Root element of the PaReq creation request. ]]> </ xs:documentation > </ xs:annotation > < xs:complexType > < xs:annotation > < xs:documentation > <![CDATA[ The PaReqCreationRequest passed to MPI for the createPaReqIfEnrolled call. ]]> </ xs:documentation > </ xs:annotation > < xs:sequence > < xs:element name = "Cardholder" type = "mpi:Cardholder" minOccurs = "0" /> < xs:element name = "Purchase" type = "mpi:Purchase" minOccurs = "0" /> < xs:element name = "Merchant" type = "mpi:Merchant" minOccurs = "0" /> < xs:element name = "Browser" type = "mpi:Browser" minOccurs = "0" /> < xs:element name = "Extension" type = "xs:anyType" minOccurs = "0" maxOccurs = "unbounded" /> </ xs:sequence > </ xs:complexType > </ xs:element > < xs:element name = "PaReqCreationResponse" > < xs:annotation > < xs:documentation > <![CDATA[ Root element of the PaReq creation response. ]]> </ xs:documentation > </ xs:annotation > < xs:complexType > < xs:annotation > < xs:documentation > <![CDATA[ The response returned from the createPaReqIfEnrolled call. ]]> </ xs:documentation > </ xs:annotation > < xs:sequence > < xs:element name = "sessionId" type = "mpi:SessionId" minOccurs = "1" /> < xs:element name = "SessionData" type = "mpi:SessionData" minOccurs = "0" /> < xs:element name = "PaReq" type = "xs:string" minOccurs = "0" /> < xs:element name = "ThreeDSecureVEReq" type = "ThreeDSecureType" minOccurs = "0" /> < xs:element name = "ThreeDSecureVERes" type = "ThreeDSecureType" minOccurs = "0" /> < xs:element name = "Error" type = "mpi-common:ErrorDetails" minOccurs = "0" /> </ xs:sequence > </ xs:complexType > </ xs:element > < xs:element name = "PaResValidationRequest" > < xs:annotation > < xs:documentation > <![CDATA[ Root element of the PaRes validation request. ]]> </ xs:documentation > </ xs:annotation > < xs:complexType > < xs:annotation > < xs:documentation > <![CDATA[ The PaResValidationRequest passed to MPI for the validatePaRes call. ]]> </ xs:documentation > </ xs:annotation > < xs:sequence > < xs:element name = "PaRes" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ The deflated and base64 encoded PARes, as returned from the ACS. ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "SessionData" type = "mpi:SessionData" minOccurs = "0" /> </ xs:sequence > </ xs:complexType > </ xs:element > < xs:element name = "PaResValidationResponse" > < xs:annotation > < xs:documentation > <![CDATA[ Root element of the PaRes validation response. ]]> </ xs:documentation > </ xs:annotation > < xs:complexType > < xs:annotation > < xs:documentation > <![CDATA[ The PaResValidationResponse returned to the Merchant after Payer Authentication Process. ]]> </ xs:documentation > </ xs:annotation > < xs:sequence > < xs:element name = "sessionId" type = "mpi:SessionId" minOccurs = "1" /> < xs:element name = "cavv" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Cardholder authentication verification value. It is a 28 byte value (Base64 encoded 20 byte cavv). ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "cavvHex" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Cardholder authentication verification value. It is a hexadecimal encoded cavv. ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "eci" type = "xs:string" minOccurs = "0" /> < xs:element name = "transactionStatus" type = "xs:string" minOccurs = "0" /> < xs:element name = "xid" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Transaction identifier. It is a 28 byte value (Base64 encoded 20 byte xid). ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "xidHex" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Transaction identifier. It is a hexadecimal encoded xid. ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "ThreeDSecurePARes" type = "ThreeDSecureType" minOccurs = "0" maxOccurs = "1" /> < xs:element name = "Error" type = "mpi-common:ErrorDetails" minOccurs = "0" /> </ xs:sequence > </ xs:complexType > </ xs:element > < xs:complexType name = "SessionData" > < xs:annotation > < xs:documentation > <![CDATA[ Element containing all the session data, needed by the MPI when the session is disabled. It is used in the validation of PARes. ]]> </ xs:documentation > </ xs:annotation > < xs:sequence > < xs:element name = "ThreeDSecurePAReq" type = "ThreeDSecureType" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Use the same value returned by the MPI in the PaReqCreationResponse. ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "paReqCreationTime" type = "mpi:DateTime" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Use the same value returned by the MPI in the PaReqCreationResponse. ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "pan" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ The last 4 digits of the actual pan as used in PaReqCreationRequest, padded with zeroes from left. ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "scheme" type = "mpi:SchemeId" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ The actual schemeId as used in PaReqCreationRequest. ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "acsUrl" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ The ACS URL from the PaReqCreationResponse. ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "masterCardTokenized" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > Use the same value returned by the MPI in the PaReqCreationResponse. </ xs:documentation > </ xs:annotation > </ xs:element > </ xs:sequence > </ xs:complexType > < xs:complexType name = "Cardholder" > < xs:annotation > < xs:documentation > <![CDATA[ The element containing cardholder related data. ]]> </ xs:documentation > </ xs:annotation > < xs:sequence > < xs:element name = "pan" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ The cardholder pan. - Length: 13-19 characters - Format: numeric digits ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "scheme" type = "mpi:SchemeId" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ The schemeId for the pan. (configured scheme i.e. Visa, MasterCard, JCB, American Express, Diners...) ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "expiry" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Expiration Date supplied to merchant by cardholder (YYMM). - Length: 4 characters - Format: numeric digits ]]> </ xs:documentation > </ xs:annotation > </ xs:element > </ xs:sequence > </ xs:complexType > < xs:complexType name = "Browser" > < xs:annotation > < xs:documentation > <![CDATA[ The element containing browser related data. ]]> </ xs:documentation > </ xs:annotation > < xs:sequence > < xs:element name = "accept" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ The exact content of the HTTP accept sent to the merchant from the cardholder's browser. - Length: 0-2048 characters - Format: any characters ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "userAgent" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ The exact content of the HTTP accept sent to the merchant from the cardholder's browser. - Length: 0-256 characters - Format: any characters ]]> </ xs:documentation > </ xs:annotation > </ xs:element > </ xs:sequence > </ xs:complexType > < xs:complexType name = "Purchase" > < xs:annotation > < xs:documentation > <![CDATA[ The element containing the purchase related data. ]]> </ xs:documentation > </ xs:annotation > < xs:sequence > < xs:element name = "amount" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Purchase amount in minor units of currency with all punctuation removed. - Length: 1-12 characters - Format: numeric digits ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "currency" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ ISO 4217 three digit currency code. - Length: 3 characters - Format: numeric digits - Value: ISO 4217 three digit currency code, other than those listed in Table C-9 of the 3-D Secure protocol specification. ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "exponent" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ ISO 4217 exponent. - Length: 1 character - Format: numeric digit - Value: ISO 4217 exponent ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "Recur" type = "mpi:Recur" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Recurring payment option. Required if the merchant and cardholder have agreed to recurring payments. ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "install" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ The maximum number of permitted authorizations for installment payments. - Length: 0-3 character - Format: numeric digits - Value: must be > 1 ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "description" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Brief description of items purchased. - Length: 0-125 characters - Format: any characters ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "xid" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Transaction identifier determined by merchant or generated by 3DS Server if absent. Can be 20 byte value UTF-8 encoded (not Base64 encoded) that will be Base64 encoded by the MPI, giving a 28 byte result; or a 28 byte value resulting from Base64 encoding a 20 byte value (this one will be used by the MPI as-is). - Length: 20 byte value UTF-8 encoded or, 20 byte value Base64 encoded resulting in a 28 byte value or, 20 byte value Hexadecimal encoded - Format: any character ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "date" type = "mpi:DateTime" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Date and time of purchase. ]]> </ xs:documentation > </ xs:annotation > </ xs:element > </ xs:sequence > </ xs:complexType > < xs:complexType name = "Merchant" > < xs:annotation > < xs:documentation > <![CDATA[ The element containing the merchant related data. ]]> </ xs:documentation > </ xs:annotation > < xs:sequence > < xs:element name = "acquirerBin" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Acquiring institution identification code. - Length: 1-11 characters - Format: numeric digits ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "password" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Merchant password provided by merchant's acquirer. - Length: 8 characters - Format: alphanumeric ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "countryCode" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ ISO 3166 three digit country code. - Length: 3 characters - Format: numeric digits - Value: ISO 3166 three digit country ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "id" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Acquirer-defined merchant identifier. - Length: 1-24 characters - Format: any characters ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "name" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Merchant name to be displayed on Authentication Request Page. - Length: 1-25 characters - Format: any characters ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "url" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Fully qualified URL of merchant Web site or customer care site (http(s)://domainname/...). - Length: 1-2048 characters - Format: any characters ]]> </ xs:documentation > </ xs:annotation > </ xs:element > </ xs:sequence > </ xs:complexType > < xs:complexType name = "Recur" > < xs:annotation > < xs:documentation > <![CDATA[ Recurring payment. ]]> </ xs:documentation > </ xs:annotation > < xs:sequence > < xs:element name = "frequency" type = "xs:string" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ Indicates the minimum number of days between authorizations. - Length: 0-4 characters - Format: numeric digits ]]> </ xs:documentation > </ xs:annotation > </ xs:element > < xs:element name = "endRecur" type = "mpi:Date" minOccurs = "0" > < xs:annotation > < xs:documentation > <![CDATA[ The date after which no further authorizations should be performed. ]]> </ xs:documentation > </ xs:annotation > </ xs:element > </ xs:sequence > </ xs:complexType > < xs:simpleType name = "Date" > < xs:annotation > < xs:documentation > <![CDATA[ Date and time expressed in GMT. - Length: 8 characters - Format: YYYYMMDD where: - YYYY = 4 numeric digits - MM = 2 numeric digits with value 01-12 - DD = 2 numeric digits with value 01-31 ]]> </ xs:documentation > </ xs:annotation > < xs:restriction base = "xs:string" /> </ xs:simpleType > < xs:simpleType name = "DateTime" > < xs:annotation > < xs:documentation > <![CDATA[ Date and time expressed in GMT. - Length: 17 characters - Format: YYYYMMDD HH:MM:SS where: - YYYY = 4 numeric digits - MM = 2 numeric digits with value 01-12 - DD = 2 numeric digits with value 01-31 - a single space follows the date - HH = 2 numeric digits with value 00 24, followed by a colon (":") - MM = 2 numeric digits with value 00 59, followed by a colon (":") - SS = 2 numeric digits with value 00 59 ]]> </ xs:documentation > </ xs:annotation > < xs:restriction base = "xs:string" /> </ xs:simpleType > < xs:simpleType name = "SchemeId" > < xs:annotation > < xs:documentation > <![CDATA[ Payment schemes. - One of the following values: - Visa - MasterCard - American Express - JCB - Diners ]]> </ xs:documentation > </ xs:annotation > < xs:restriction base = "xs:string" /> </ xs:simpleType > < xs:simpleType name = "SessionId" > < xs:annotation > < xs:documentation > <![CDATA[ Correlation id between Verify Enrollment and Payer Authentication processes. ]]> </ xs:documentation > </ xs:annotation > < xs:restriction base = "xs:string" /> </ xs:simpleType > </ xs:schema > |
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 | elementFormDefault = "unqualified" attributeFormDefault = "unqualified" targetNamespace = "http://mpi.netcetera.com/common" > < xs:complexType name = "ErrorDetails" > < xs:annotation > < xs:documentation > <![CDATA[ The potential Error result returned to the Merchant after Payer Authentication Process. ]]> </ xs:documentation > </ xs:annotation > < xs:sequence > < xs:element name = "message" type = "xs:string" minOccurs = "0" /> </ xs:sequence > < xs:attribute name = "code" type = "xs:string" use = "required" /> < xs:attribute name = "element" type = "xs:string" use = "optional" /> </ xs:complexType > </ xs:schema > |
Note that the schema for the 3DSecure 1.x includes the 3-D Secure schema (ThreeDSecure.xsd) to refer to 3-D Secure protocol messages used in the response structures.
There are two possibilities to transfer the merchant data to the Directory Server:
The required merchant.id needs to be passed in the PaReqCreationRequest and it needs to match the id of the configured Merchant.
The required data to be passed in the PaReqCreationRequest consists of:
Optional is:
1 2 3 4 5 6 7 8 9 10 11 12 13 | { "Cardholder" : { "pan" : "4234123412340000" , "expiry" : "1612" }, "Purchase" : { "amount" : "10000" , "currency" : "756" }, "Merchant" : { "id" : "merId" } } |
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 | { "Cardholder" : { "pan" : "4234123412340000" , "expiry" : "1612" }, "Purchase" : { "amount" : "10000" , "currency" : "756" , "exponent" : "2" , "description" : "description" , "xid" : "ohwh6kwpIYuBXALo2jHd" }, "Merchant" : { "id" : "merId" }, "Browser" : { "accept" : "application/xml" , "userAgent" : "mozilla" } } |
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 | < Cardholder > < pan >4234123412340000</ pan > < expiry >1612</ expiry > </ Cardholder > < Purchase > < amount >10000</ amount > < currency >756</ currency > < exponent >2</ exponent > < description >description</ description > < xid >ohwh6kwpIYuBXALo2jHd</ xid > </ Purchase > < Merchant > < id >merId</ id > </ Merchant > < Browser > < accept >application/xml</ accept > < userAgent >mozilla</ userAgent > </ Browser > </ mpi:PaReqCreationRequest > |
If Merchant data is available in the client's Payment Environment, there is a possibility to pass it as part of the PaReqCreationRequest, instead of configuring it via the Admin.
The required data to be passed in the PaReqCreationRequest consists of:
Optional is:
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 | { "Cardholder" : { "pan" : "4234123412340000" , "expiry" : "1612" }, "Purchase" : { "amount" : "10000" , "currency" : "756" }, "Merchant" : { "acquirerBin" : "123456" , "countryCode" : "756" , "id" : "merId" , "name" : "Merchant" , } } |
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 | { "Cardholder" : { "pan" : "4234123412340000" , "scheme" : "Visa" , "expiry" : "1612" }, "Purchase" : { "amount" : "10000" , "currency" : "756" , "exponent" : "2" , "description" : "description" , "xid" : "ohwh6kwpIYuBXALo2jHd" }, "Merchant" : { "acquirerBin" : "123456" , "password" : "password" , "countryCode" : "756" , "id" : "merId" , "name" : "Merchant" , }, "Browser" : { "accept" : "application/xml" , "userAgent" : "mozilla" } } |
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 | < Cardholder > < pan >4234123412340000</ pan > < scheme >Visa</ scheme > < expiry >1612</ expiry > </ Cardholder > < Purchase > < amount >10000</ amount > < currency >756</ currency > < exponent >2</ exponent > < description >description</ description > < xid >ohwh6kwpIYuBXALo2jHd</ xid > </ Purchase > < Merchant > < acquirerBin >123456</ acquirerBin > < password >password</ password > < countryCode >756</ countryCode > < id >merId</ id > < name >Merchant</ name > </ Merchant > < Browser > < accept >application/xml</ accept > < userAgent >mozilla</ userAgent > </ Browser > </ mpi:PaReqCreationRequest > |
1 | Cardholder.pan=4234123412340000&Cardholder.scheme=Visa&Cardholder.expiry=1612&Purchase.xid=ohwh6kwpIYuBXALo2jHd&Purchase.amount=10000&Purchase.currency=756&Purchase.exponent=2&Purchase.description=description&Merchant.acquirerBin=123456&Merchant.password=password&Merchant.countryCode=756&Merchant.id=merId&Merchant.url=http%3A%2F%2Flocalhost%3A8080%2Fshop&Merchant.name=Merchant&Browser.accept=application/xml&Browser.userAgent=mozilla |
3-D Secure extensions are supported. They must be sent as a xml string for all media type requests.
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 | { "Cardholder" : { "pan" : "4234123412340000" , "expiry" : "1612" }, "Purchase" : { "amount" : "10000" , "currency" : "756" }, "Merchant" : { "acquirerBin" : "123456" , "countryCode" : "756" , "id" : "merId" , "name" : "Merchant" , }, "Extension" : [ "<Extension id=\"foo\" critical=\"false\"><foo>foo</foo><bar>bar</bar></Extension>" ] } |
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 | { "Cardholder" : { "pan" : "4234123412340000" , "scheme" : "Visa" , "expiry" : "1612" }, "Purchase" : { "amount" : "10000" , "currency" : "756" , "exponent" : "2" , "description" : "description" , "xid" : "ohwh6kwpIYuBXALo2jHd" }, "Merchant" : { "acquirerBin" : "123456" , "password" : "password" , "countryCode" : "756" , "id" : "merId" , "name" : "Merchant" , }, "Browser" : { "accept" : "application/xml" , "userAgent" : "mozilla" }, "Extension" : [ "<Extension id=\"foo\" critical=\"false\"><foo>foo</foo><bar>bar</bar></Extension>" ] } |
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 | < Cardholder > < pan >4234123412340000</ pan > < scheme >Visa</ scheme > < expiry >1612</ expiry > </ Cardholder > < Purchase > < amount >10000</ amount > < currency >756</ currency > < exponent >2</ exponent > < description >description</ description > < xid >ohwh6kwpIYuBXALo2jHd</ xid > </ Purchase > < Merchant > < acquirerBin >123456</ acquirerBin > < password >password</ password > < countryCode >756</ countryCode > < id >merId</ id > < name >Merchant</ name > </ Merchant > < Browser > < accept >application/xml</ accept > < userAgent >mozilla</ userAgent > </ Browser > < Extension id = "foo" critical = "false" > < foo >foo</ foo > < bar >bar</ bar > </ Extension > </ mpi:PaReqCreationRequest > |
1 | Cardholder.pan=4234123412340000&Cardholder.scheme=Visa&Cardholder.expiry=1612&Purchase.xid=ohwh6kwpIYuBXALo2jHd&Purchase.amount=10000&Purchase.currency=756&Purchase.exponent=2&Purchase.description=description&Merchant.acquirerBin=123456&Merchant.password=password&Merchant.countryCode=756&Merchant.id=merId&Merchant.url=http%3A%2F%2Flocalhost%3A8080%2Fshop&Merchant.name=Merchant&Browser.accept=application/xml&Browser.userAgent=mozilla&Extensions[0]=<Extension id="foo" critical="false"><foo>foo</foo><bar>bar</bar></Extension> |
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 | { "sessionId" : "bc49647b-df73-4133-bf1f-4d641dacd6bb" , "SessionData" : { "paReqCreationTime" : "20131015 16:45:00" , "pan" : "0000000000003445" , "scheme" : "Visa" , "masterCardTokenized" : "false" , "ThreeDSecurePAReq" : { "Message" : [ { "PAReq" : { "version" : "1.0.2" , "Merchant" : { "acqBIN" : "123456" , "merID" : "merId" , "password" : "p@ssword" , "name" : "Groovy Merchant" , "country" : "756" , }, "Purchase" : { "xid" : "aXql9ldTUg7OHzBSHJax" , "date" : "20131015 16:45:00" , "amount" : "725" , "purchAmount" : "725" , "currency" : "756" , "exponent" : "2" , "desc" : "description" }, "CH" : { "acctID" : "11111110000" , "expiry" : "1612" } }, "id" : "pa9d4eb548-db62-43b7-8cc8-8731ac202de2" } ] } }, "PaReq" : "4j6h89g4kd92ks2==" , "ThreeDSecureVEReq" : { "Message" : [ { "VEReq" : { "version" : "1.0.2" , "pan" : "4234123412340000" , "Merchant" : { "acqBIN" : "123456" , "merID" : "merId" }, "Browser" : { "deviceCategory" : "0" , "accept" : "application/xml" , "userAgent" : "mozilla" } }, "id" : "veb7b8a083-aca2-4d9b-9bc4-be24c7981257" } ] }, "ThreeDSecureVERes" : { "Message" : [ { "VERes" : { "version" : "1.0.2" , "CH" : { "enrolled" : "Y" , "acctID" : "11111110000" }, "protocol" : [ "ThreeDSecure" ] }, "id" : "veb7b8a083-aca2-4d9b-9bc4-be24c7981257" } ] } } |
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 | < sessionId >bc49647b-df73-4133-bf1f-4d641dacd6bb</ sessionId > < SessionData > < ThreeDSecurePAReq > < Message id = "pa9d4eb548-db62-43b7-8cc8-8731ac202de2" > < PAReq > < version >1.0.2</ version > < Merchant > < acqBIN >123456</ acqBIN > < merID >merId</ merID > < password >p@ssword</ password > < name >Groovy Merchant</ name > < country >756</ country > </ Merchant > < Purchase > < xid >aXql9ldTUg7OHzBSHJax</ xid > < date >20131015 16:45:00</ date > < amount >725</ amount > < purchAmount >725</ purchAmount > < currency >756</ currency > < exponent >2</ exponent > < desc >description</ desc > </ Purchase > < CH > < acctID >11111110000</ acctID > < expiry >1612</ expiry > </ CH > </ PAReq > </ Message > </ ThreeDSecurePAReq > < paReqCreationTime >20131015 16:45:00</ paReqCreationTime > < pan >0000000000003445</ pan > < scheme >Visa</ scheme > < masterCardTokenized >false</ masterCardTokenized > </ SessionData > < PaReq >4j6h89g4kd92ks2==</ PaReq > < ThreeDSecureVEReq > < Message id = "veb7b8a083-aca2-4d9b-9bc4-be24c7981257" > < VEReq > < version >1.0.2</ version > < pan >4234123412340000</ pan > < Merchant > < acqBIN >123456</ acqBIN > < merID >merId</ merID > </ Merchant > < Browser > < deviceCategory >0</ deviceCategory > < accept >application/xml</ accept > < userAgent >mozilla</ userAgent > </ Browser > </ VEReq > </ Message > </ ThreeDSecureVEReq > < ThreeDSecureVERes > < Message id = "veb7b8a083-aca2-4d9b-9bc4-be24c7981257" > < VERes > < version >1.0.2</ version > < CH > < enrolled >Y</ enrolled > < acctID >11111110000</ acctID > </ CH > < protocol >ThreeDSecure</ protocol > </ VERes > </ Message > </ ThreeDSecureVERes > </ mpi:PaReqCreationResponse > |
In order to verify the contents in the Payer Authentication Process step, values from the Verify Enrollment Step are needed. This data can be:
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 | { "PaRes" : "4j6h89g4kd92ks2==" , "SessionData" : { "ThreeDSecurePAReq" : { "Message" : [ { "PAReq" : { "version" : "1.0.2" , "Merchant" : { "acqBIN" : "123456" , "merID" : "merId" , "name" : "the merchant name" , "country" : "756" , }, "Purchase" : { "xid" : "aXql9ldTUg7OHzBSHJax" , "date" : "20131015 16:45:00" , "amount" : "725" , "currency" : "756" , "exponent" : "2" , "desc" : "This is the description" }, "CH" : { "acctID" : "accountId" , "expiry" : "1612" } }, "id" : "pa9d4eb548-db62-43b7-8cc8-8731ac202de2" } ] }, "paReqCreationTime" : "20131015 16:45:01" , "pan" : "0000000000005432" , "scheme" : "Visa" , "masterCardTokenized" : "false" } } |
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 | < PaRes >4j6h89g4kd92ks2==</ PaRes > < SessionData > < ThreeDSecurePAReq > < Message id = "pa9d4eb548-db62-43b7-8cc8-8731ac202de2" > < PAReq > < version >1.0.2</ version > < Merchant > < acqBIN >123456</ acqBIN > < merID >merId</ merID > < password >super secret password</ password > < name >the merchant name</ name > < country >756</ country > </ Merchant > < Purchase > < xid >aXql9ldTUg7OHzBSHJax</ xid > < date >20131015 16:45:00</ date > < amount >725</ amount > < purchAmount >725</ purchAmount > < currency >756</ currency > < exponent >2</ exponent > < desc >This is the description</ desc > </ Purchase > < CH > < acctID >accountId</ acctID > < expiry >1612</ expiry > </ CH > </ PAReq > </ Message > </ ThreeDSecurePAReq > < paReqCreationTime >20131015 16:45:01</ paReqCreationTime > < pan >0000000000005432</ pan > < scheme >Visa</ scheme > < masterCardTokenized >false</ masterCardTokenized > </ SessionData > </ mpi:PaResValidationRequest > |
1 | PaRes=4j6h89g4kd92ks2==&SessionData.paReqCreationTime=20131015%2016:45:01&SessionData.pan=4234123412340000&SessionData.scheme=Visa&SessionData.acsUrl=http://www.acs-url.com&SessionData.ThreeDSecurePAReq.messages[0].id=pa9d4eb548-db62-43b7-8cc8-8731ac202de2&sessionData.threeDSecurePAReq.messages[0].paReq.version=1.0.2&sessionData.threeDSecurePAReq.messages[0].paReq.merchant.acqBIN=123456&sessionData.threeDSecurePAReq.messages[0].paReq.merchant.merID=merId&sessionData.threeDSecurePAReq.messages[0].paReq.merchant.name=the%20merchant%20name&sessionData.threeDSecurePAReq.messages[0].paReq.merchant.country=756&sessionData.threeDSecurePAReq.messages[0].paReq.merchant.url=http://groovy-merchant.com&sessionData.threeDSecurePAReq.messages[0].paReq.purchase.xid=aXql9ldTUg7OHzBSHJax&sessionData.threeDSecurePAReq.messages[0].paReq.purchase.date=20131015%2016:45:00&sessionData.threeDSecurePAReq.messages[0].paReq.purchase.amount=725&sessionData.threeDSecurePAReq.messages[0].paReq.purchase.currency=756&sessionData.threeDSecurePAReq.messages[0].paReq.purchase.exponent=2&sessionData.threeDSecurePAReq.messages[0].paReq.purchase.desc=This%20is%20the%20description&sessionData.threeDSecurePAReq.messages[0].paReq.CH.acctID=accountId&sessionData.threeDSecurePAReq.messages[0].paReq.CH.expiry=1612&sessionData.masterCardTokenized=false |
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 | { "sessionId" : "tYjRM3Yub2YWNDxaC2kwZvmK" , "cavv" : "PrA7BJNfcaYsZrEHNECrKrnJ" , "cavvHex" : "50726166424a4e3132617364667245484e4543724b726e4a" , "eci" : "05" , "transactionStatus" : "Y" , "xid" : "aXql9ldTUg7OHzBSHJax" , "xidHex" : "6173646632333435333234666173646661736466" , "ThreeDSecurePARes" : { "Message" : [ { "PARes" : { "Purchase" : { "xid" : "aXql9ldTUg7OHzBSHJax" , "date" : "20131015 16:45:00" , "amount" : "725" , "currency" : "756" , "exponent" : "2" , "desc" : "description" }, "pan" : "0000000000000000" , "TX" : { "time" : "16:45:02" , "status" : "Y" , "cavv" : "PrA7BJNfcaYsZrEHNECrKrnJ" , "eci" : "05" , "cavvAlgorithm" : "2" }, "id" : "123456789" }, "id" : "pa9d4eb548-db62-43b7-8cc8-8731ac202de2" } ] } } |
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 | < sessionId >tYjRM3Yub2YWNDxaC2kwZvmK</ sessionId > < cavv >PrA7BJNfcaYsZrEHNECrKrnJ</ cavv > < cavvHex >50726166424a4e3132617364667245484e4543724b726e4a</ cavvHex > < eci >05</ eci > < transactionStatus >Y</ transactionStatus > < xid >aXql9ldTUg7OHzBSHJax</ xid > < xidHex >6173646632333435333234666173646661736466</ xidHex > < ThreeDSecurePARes > < Message id = "pa9d4eb548-db62-43b7-8cc8-8731ac202de2" > < PARes id = "123456789" > < Purchase > < xid >aXql9ldTUg7OHzBSHJax</ xid > < date >20131015 16:45:00</ date > < amount >725</ amount > < currency >756</ currency > < exponent >2</ exponent > < desc >description</ desc > </ Purchase > < pan >0000000000000000</ pan > < TX > < time >20131015 16:45:02</ time > < status >Y</ status > < cavv >PrA7BJNfcaYsZrEHNECrKrnJ</ cavv > < eci >05</ eci > < cavvAlgorithm >2</ cavvAlgorithm > </ TX > </ PARes > </ Message > </ ThreeDSecurePARes > </ mpi:PaResValidationResponse > |