The Union Pay schema is created based on the official Union Pay interface documentation
It contains the parts used and supported by the 3DS Server.
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 247 248 249 250 251 252 253 254 255 256 257 258 259 260 261 262 263 264 265 266 267 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 304 305 306 307 308 309 310 | <? xml version = "1.0" encoding = "UTF-8" ?> < xs:schema xmlns:xs = "http://www.w3.org/2001/XMLSchema" xmlns:ds = "http://www.w3.org/2000/09/xmldsig#" elementFormDefault = "unqualified" attributeFormDefault = "unqualified" > < xs:element name = "UPACPPay" type = "UPACPPayType" /> < xs:complexType name = "UPACPPayType" > < xs:annotation > < xs:documentation > <![CDATA[ Union Pay Message Container. ]]> </ xs:documentation > </ xs:annotation > < xs:sequence > < xs:choice > < xs:element ref = "MsgReq" /> < xs:element ref = "MsgRes" /> </ xs:choice > < xs:element ref = "Signature" /> </ xs:sequence > </ xs:complexType > < xs:element name = "MsgReq" > < xs:annotation > < xs:documentation > <![CDATA[ Union Pay Request Message (Authentication Transaction / Authentication Status Inquiry). ]]> </ xs:documentation > </ xs:annotation > < xs:complexType > < xs:sequence > <!-- Version number. Fixed value: 5.0.0 --> < xs:element type = "xs:string" name = "version" /> <!-- Payload encoding type. Default value: UTF-8 (Support UTF-8/GBK) --> < xs:element type = "xs:string" name = "encoding" /> <!-- Serial Number of RSA Certificate --> < xs:element type = "xs:string" name = "certId" /> <!-- Sign method. Fixed value. 01: RSA --> < xs:element type = "xs:string" name = "signMethod" /> <!-- Transaction type. Fixed value. 78: Authentication Status Inquiry 79: Authentication Transaction --> < xs:element type = "xs:string" name = "txnType" /> <!-- Transaction sub-type. Fixed value: 10 indicate SecurePlus authentication --> < xs:element type = "xs:string" name = "txnSubType" /> <!-- Fixed value: 000301 --> < xs:element type = "xs:string" name = "bizType" /> <!-- 0: General Merchant Direct Access 1: Acquirer Access 2: Platform Merchant Access --> < xs:element type = "xs:string" name = "accessType" /> <!-- 07: Internet 08: Mobile --> < xs:element type = "xs:string" name = "channelType" /> <!-- Frontend URL. UPOP send the transaction result notification to the URL via cardholder's browser. --> < xs:element type = "xs:string" name = "frontUrl" minOccurs = "0" /> <!-- Backend URL. If Merchant submits backend URL, UPOP send the transaction result notification to the URL via system. --> < xs:element type = "xs:string" name = "backUrl" minOccurs = "0" /> <!-- Acquiring institution code. To be sent when the access type is Acquirer Access --> < xs:element type = "xs:string" name = "acqInsCode" minOccurs = "0" /> <!-- Merchant ID. The unique merchant identity code assigned by UnionPay. --> < xs:element type = "xs:string" name = "merId" /> <!-- Merchant Category. To be sent when the access type is Acquirer Access --> < xs:element type = "xs:string" name = "merCatCode" minOccurs = "0" /> <!-- Merchant name. To be sent when the access type is Acquirer Access --> < xs:element type = "xs:string" name = "merName" minOccurs = "0" /> <!-- Merchant Abbreviation. 8 Chinese characters, To be sent when the access type is Acquirer Access. --> < xs:element type = "xs:string" name = "merAbbr" minOccurs = "0" /> <!-- Order ID. Generated at merchant side or by 3DS Server if absent. --> < xs:element type = "xs:string" name = "orderId" /> <!-- Transaction time. The time when the Merchant sends the transaction. --> < xs:element type = "xs:string" name = "txnTime" /> <!-- Account type. Static value: 01 --> < xs:element type = "xs:string" name = "accType" minOccurs = "0" /> <!-- Account number. --> < xs:element type = "xs:string" name = "accNo" minOccurs = "0" /> <!-- Transaction currency code. --> < xs:element type = "xs:string" name = "currencyCode" /> <!-- Transaction amount. --> < xs:element type = "xs:string" name = "txnAmt" /> <!-- Merchant self-defined reserved field it will be returned without change in transaction response --> < xs:element type = "xs:string" name = "reqReserved" minOccurs = "0" /> <!-- Reserved filed in the request. Contains the Country Code, Merchant ID and Commodity Description. The value is a base64 encoding of the aforementioned values. Example: reserved = BASE64 ({country = 344& merUrl = www.test.com} --> < xs:element type = "xs:string" name = "reserved" minOccurs = "0" /> <!-- Cardholder verification information. --> < xs:element type = "xs:string" name = "customerInfo" minOccurs = "0" /> <!-- Encrypt Certificate ID --> < xs:element type = "xs:string" name = "encryptCertId" minOccurs = "0" /> <!-- Related Transaction Type. 01: Purchase 02: Pre-authorization --> < xs:element type = "xs:string" name = "relTxnType" /> <!-- Cardholder IP. --> < xs:element type = "xs:string" name = "customerIp" minOccurs = "0" /> </ xs:sequence > < xs:attribute type = "xs:string" name = "id" /> </ xs:complexType > </ xs:element > < xs:element name = "MsgRes" > < xs:annotation > < xs:documentation > <![CDATA[ Union Pay Response message (Authentication Transaction / Authentication Status Inquiry). ]]> </ xs:documentation > </ xs:annotation > < xs:complexType > < xs:sequence > <!-- Version number. Fixed value: 5.0.0 --> < xs:element type = "xs:string" name = "version" /> <!-- Payload encoding type. Default value: UTF-8 (Support UTF-8/GBK) --> < xs:element type = "xs:string" name = "encoding" /> <!--Serial Number of RSA Certificate--> < xs:element type = "xs:string" name = "certId" /> <!-- Fixed value. 01: RSA --> < xs:element type = "xs:string" name = "signMethod" /> <!-- Fixed value. 78: Authentication Status Inquiry 79: Authentication Transaction --> < xs:element type = "xs:string" name = "txnType" /> <!-- Fixed value: 10 indicate SecurePlus authentication --> < xs:element type = "xs:string" name = "txnSubType" /> <!-- Fixed value: 000301 --> < xs:element type = "xs:string" name = "bizType" /> <!-- 0: General Merchant Direct Access 1: Acquirer Access 2: Platform Merchant Access --> < xs:element type = "xs:string" name = "accessType" /> <!-- Acquiring institution code. To be sent when the access type is Acquirer Access --> < xs:element type = "xs:string" name = "acqInsCode" /> <!-- The unique merchant identity code assigned by UnionPay --> < xs:element type = "xs:string" name = "merId" /> <!-- Order ID. Generated at merchant side or by 3DS Server if absent. --> < xs:element type = "xs:string" name = "orderId" /> <!-- Transaction time. The time when the Merchant sends the transaction. --> < xs:element type = "xs:string" name = "txnTime" /> <!-- Account type. Static value: 01 --> < xs:element type = "xs:string" name = "accType" minOccurs = "0" /> <!-- Account number --> < xs:element type = "xs:string" name = "accNo" /> <!-- Transaction currency code --> < xs:element type = "xs:string" name = "currencyCode" /> <!-- Transaction amount --> < xs:element type = "xs:string" name = "txnAmt" /> <!-- Authentication status. Y - Authentication Successful Attempt Authentication F - Authentication Failed L - Authentication Failed (prohibited card) N - Non-authentication mode used --> < xs:element type = "xs:string" name = "activateStatus" /> <!-- Merchant self-defined reserved field, returned without change from the transaction request. --> < xs:element type = "xs:string" name = "reqReserved" /> <!-- Reserved field in the authorization response. --> < xs:element type = "xs:string" name = "reserved" /> <!-- Response Code --> < xs:element type = "xs:string" name = "respCode" /> <!-- Response Message. --> < xs:element type = "xs:string" name = "respMsg" /> <!-- The original response code. --> < xs:element type = "xs:string" name = "origRespCode" /> <!-- The original response message. --> < xs:element type = "xs:string" name = "origRespMsg" /> </ xs:sequence > < xs:attribute type = "xs:string" name = "id" /> </ xs:complexType > </ xs:element > < xs:element name = "Signature" > < xs:annotation > < xs:documentation > <![CDATA[ Union Pay Message Signature. ]]> </ xs:documentation > </ xs:annotation > < xs:complexType > < xs:sequence > < xs:element type = "xs:string" name = "SignatureValue" /> </ xs:sequence > </ xs:complexType > </ xs:element > </ xs:schema > |
For a description of the XML Signature standard used by Union Pay protocol, please refer to the official documentation provided by Union Pay.